Frequently Asked Questions (FAQ):
Why should I work with Dick Insurance Agency instead of shopping online?
Dick Insurance Agency is an independent agency, meaning we work for you, not an insurance company. We have the flexibility to compare coverage and pricing across many different insurance carriers to find options that match your needs and budget.
We have deep ties to the community we serve and when you call Dick Insurance Agency, you’ll have the pleasure of speaking with a real person. We’re proud to provide personalized advice, advocacy during claims, and ongoing support for every client.
How often should I review my insurance policies?
We recommend reviewing your policies at least annually or anytime you experience a life change such as buying a home, getting a new car, or adding a new driver to your policy.
Can I bundle my policies?
Absolutely! Bundling home, auto, and other policies can often qualify you for valuable discounts. Speak with one of our representatives to see how much you could save by combining your coverage with us.
Will filing a claim raise my rates?
Not always. It depends on several factors such as the type of claim and your claims history. We’re happy to talk through the pros and cons before you file.
Who do I contact if I have additional questions?
Our experienced team knows your policy inside and out and is ready to help. When you call Dick Insurance Agency, you speak to a real person. Feel free to call our office or reach out by filling out a short form through our contact page.
Home Insurance
What does homeowners insurance typically cover?
Most policies cover your home, personal belongings, liability, and additional living expenses if your home becomes uninhabitable due to a covered loss.
Is flood or earthquake insurance included on my standard home insurance policy?
Unfortunately, no. These typically are separate policies or an endorsement that needs to be added to your standard home policy. Reach out to one of our team members to learn more.
Do I need renters insurance if my landlord has insurance?
Yes. Your landlord’s insurance policy does not cover your personal belongings or personal liability.
Auto Insurance
Can you shop my auto insurance without changing my current coverage?
Yes! We can review your current policy and look for comparable or better coverage often at a lower cost.
Can you help me with registering a new vehicle?
Yes! Dick Insurance Agency provides in-house Electronic Vehicle Registration (EVR) services. Click on the link below for more information about EVR and to schedule an appointment with a team member:
Business / Commercial Insurance
FAQ 1
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FAQ 2
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Life Insurance
FAQ 1
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FAQ 2
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