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Frequently Asked Questions About College Students & Auto Insurance

1. Does my student need to stay on my auto insurance policy while they’re away at college? It depends on the student’s situation, but simply going away to school doesn’t necessarily mean they should be removed from the policy. In many cases, it may make sense for them to remain…

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Your Teen’s First License: What Parents Should Know

Your teen getting their first driver’s license is a huge milestone. As it’s an exciting new chapter for the whole family, it also means it’s time to take a closer look at your auto insurance.  Before your new driver hits the road, here are a few things parents should keep…

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5 Discounts You Can Use to Help Lower Your Home Insurance Premium

Home insurance is a must, but that doesn’t mean you can’t find ways to make it more affordable. Many homeowners are eligible for discounts, but they just don’t realize it! Below are 5 discounts that you can potentially add to your home policy to lower the premium. Bundling Discount –…

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What to Do If You’re Involved in a Car Accident: A Step-by-Step Guide

Car accidents can be overwhelming, even if they’re minor. In the heat of the moment, it’s easy to forget what to do or say. Whether it’s a fender bender or a serious crash, knowing the right steps to take can protect your safety, rights, and wallet. Here’s a step-by-step guide…

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Having the right coverage while away at college

Sending your son or daughter off to college is a major milestone and can involve a lot of preparation. One thing to prepare for is getting their personal belongings properly insured while away. It is good to know that your homeowner’s insurance typically extends coverage to your student’s personal belongings…

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Water Damage: What’s Covered and What’s Not?

Water damage situations are unique which can make it hard to decipher what type of situation is covered by a standard homeowner’s insurance policy. The biggest thing to consider when figuring out if your water damage is covered by insurance, is finding exactly what led to the water damage. For…

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Water Back Up/Sump Pump Coverage

Water Back Up/Sump Pump Coverage “Where’s the Sun?” We’re finding ourselves asking that question a lot recently! Rain can cause some unpredictable water damage. So, it’s important to know what an insurance policy will cover for water damage and what it excludes. Water Damage: What is Covered Homeowner’s insurance generally…

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Why Home and Auto insurance rates are continuing to rise in 2023.

Due to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based…

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The Difference Between Renters’ Insurance and Landlords’ Insurance

Renter’s insurance typically provides coverage in three main areas: Personal Property, Liability, and Additional Living Expenses. Personal Property comes in the form of a tenant’s personal belongings. Including furniture, clothing, electronics, and other items. This is extended from on property belongings to belongings that are traveling with you. Liability coverage…

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Condo Insurance: Are you Properly Covered?

When you purchase a condominium, you want to protect that investment in case of a loss – whether a fire, plumbing catastrophe, liability or theft. The Condo Association should maintain insurance on the building, their coverage will not deliver all the coverage a condo owner needs. It is important for…

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