Car accidents can be overwhelming, even if they’re minor. In the heat of the moment, it’s easy to forget what to do or say. Whether it’s a fender bender or a serious crash, knowing the right steps to take can protect your safety, rights, and wallet.

Here’s a step-by-step guide on what to do if you’re ever involved in a car accident:

• Stop Immediately – Never drive away from the scene of an accident. Pull over to a safe area, if possible, turn on your hazard lights, and stay calm!
• Check for Injuries – Check yourself, your passengers, and others involved. If anyone is hurt, call 911 immediately.
• Always Call the Authorities – Report the accident by calling the police. In many areas, a police report is legally required for insurance claims, especially when injuries are involved. Stay at the scene until you’re cleared to leave by the officers.
• Exchange Information/Take Photos of Damages – Gather essential information from all involved drivers. The most important information vital for insurance claims is laid out below:
  • Names and Full Contact Information (Phone, Email, Address)
  • Driver’s License Numbers
  • Insurance Information (Carrier Information and Policy Numbers)
  • Vehicle Information (Year, Make, Model, Owner)
• Notify Your Insurance Company – Call your insurance provider or agent as soon as possible to provide all relevant details and photos. You can submit claims through carrier websites, mobile apps, or by calling your agent. The sooner the claims process begins, the sooner you’ll be back on the road!

Accidents are stressful but knowing what to do and say ahead of time can make a big difference!