Home insurance is a must, but that doesn’t mean you can’t find ways to make it more affordable. Many homeowners are eligible for discounts, but they just don’t realize it! Below are 5 discounts that you can potentially add to your home policy to lower the premium. Bundling Discount –…
Car accidents can be overwhelming, even if they’re minor. In the heat of the moment, it’s easy to forget what to do or say. Whether it’s a fender bender or a serious crash, knowing the right steps to take can protect your safety, rights, and wallet. Here’s a step-by-step guide…
Sending your son or daughter off to college is a major milestone and can involve a lot of preparation. One thing to prepare for is getting their personal belongings properly insured while away. It is good to know that your homeowner’s insurance typically extends coverage to your student’s personal belongings…
Water damage situations are unique which can make it hard to decipher what type of situation is covered by a standard homeowner’s insurance policy. The biggest thing to consider when figuring out if your water damage is covered by insurance, is finding exactly what led to the water damage. For…
Water Back Up/Sump Pump Coverage “Where’s the Sun?” We’re finding ourselves asking that question a lot recently! Rain can cause some unpredictable water damage. So, it’s important to know what an insurance policy will cover for water damage and what it excludes. Water Damage: What is Covered Homeowner’s insurance generally…
Due to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based…
Renter’s insurance typically provides coverage in three main areas: Personal Property, Liability, and Additional Living Expenses. Personal Property comes in the form of a tenant’s personal belongings. Including furniture, clothing, electronics, and other items. This is extended from on property belongings to belongings that are traveling with you. Liability coverage…
When you purchase a condominium, you want to protect that investment in case of a loss – whether a fire, plumbing catastrophe, liability or theft. The Condo Association should maintain insurance on the building, their coverage will not deliver all the coverage a condo owner needs. It is important for…
7News Article – Hank Investigates: Building Code Coverage After a Disaster. It is normal for many homeowners to be unaware of the type of insurance coverage that is placed on their homes, but Dick Insurance Agency wants to help all our clients understand what their coverage does to protect their…
Dick Insurance Agency is excited to announce a new functionality that can complete our client’s registry transactions at our Office in just 30 minutes! Yes, you read that right! Dick Insurance Agency has implemented an Electronic Vehicle Registration (EVR) system in our office. This system gives our Agency ability…
